If you’re new to credit or looking to repair past mistakes, the U.S. Bank Altitude Go Secured Visa Card offers a refreshing solution. This card doesn’t just help you build credit—it empowers you with real rewards, smart tools, and no annual fee. It’s a credit-building card that respects your journey and rewards your progress.
An Exceptional Rewards Program for a Secured Card
Unlike many secured credit cards that focus solely on credit-building, the Altitude Go Secured card delivers strong rewards across common spending categories:
- 4 points per $1 spent on dining, including delivery apps and restaurants.
- 2 points per $1 at grocery stores, gas stations, and streaming services.
- 1 point per $1 on all other eligible purchases.
Your points don’t expire as long as your account remains open, and you can redeem them for cash back, travel, merchandise, or gift cards.
Save Big with an Introductory Purchase APR
New cardholders can enjoy a 0% introductory APR on purchases for the first 6 billing cycles, helping you manage your budget as you get started. After that, the regular variable APR is 29.99%. This benefit makes the Altitude Go Secured a rare option among secured cards—combining credit-building with genuine short-term savings.
Track, Manage, and Optimize with U.S. Bank’s Technology
Managing your finances is easier with the U.S. Bank mobile and online tools. This card gives you access to:
- Real-time spending alerts.
- Free credit score tracking through TransUnion.
- Card lock/unlock from the mobile app.
- Compatibility with digital wallets like Apple Pay, Google Pay, and Samsung Pay.
Everything is designed to help you build your credit while staying in full control.
Built-In Protection for Your Peace of Mind
Security features are essential for any cardholder, especially for those rebuilding credit. The U.S. Bank Altitude Go Secured includes:
- Zero Fraud Liability protection.
- 24/7 account monitoring for suspicious activity.
- EMV chip protection for in-person purchases.
These features ensure your account stays secure while you focus on growth.
A Look at the Key Terms
Understanding what you’re signing up for is important. Here are the key terms:
- Annual Fee: $0
- Security Deposit: $300 minimum (refundable)
- Intro APR: 0% for the first 6 billing cycles (purchases only)
- Ongoing APR: 29.99% variable
- Foreign Transaction Fee: 3%
This card is a smart fit for anyone who wants to avoid unnecessary fees and build their financial future.
How to Apply for the U.S. Bank Altitude Go Secured Visa Card
Getting started is simple and secure:
- Go to the official U.S. Bank website.
- Fill out your personal and financial information.
- Submit your refundable security deposit (starting at $300).
- Receive a quick decision and begin using your new card to build your credit.
You can also apply in person at a U.S. Bank branch.
Why This Card May Be Right for You
- You’re focused on building or rebuilding your credit.
- You want a card with no annual fee and real rewards.
- You appreciate modern mobile tools and financial insights.
- You need a secured card that doesn’t treat you like a risk—but as a partner in progress.
